Rest insured..

I have always been wary of insurance and have often had the feeling that I was over insured for everything. Too much life insurance (only good when I am dead - what kind of investment is that?)  too much home insurance, too much new furniture & equipment extended warranties, and most of all, too much car insurance.  But this time, I am so happy that I have a super duper top of the line insurance policy on top of another policy!  I discovered today that I have no deductible to pay, I have a free loaner for the week while my car is being fixed with new Honda parts - all given to me with a smile.  Of course nothing is free, that policy cost a bundle, but not as much as the repairs to my car will cost.  Insurance -0, Sue -1.